June 27, 2023 - Up to €1 million to be repaid over 12 to 60 months, guaranteed by Artigiancredito and counter-guaranteed by the State. This is the new financing solution X Instant Guaranteed launched by Banca AideXa and Confidi Artigiancredito, with which AideXa has long formed a true ecosystem of alternative finance. The goal of the dual guarantee solution is to further simplify access to credit for Italian SMEs, increasing the guarantee coverage for loan requests.

Together, the two institutions offer capital companies, partnerships, and sole proprietorships the opportunity to request a loan from €10,000 to €1 million with the guarantee of receiving the credited amount within a few days.

The combination of the 80% guarantee from Artigiancredito with that of the State, through the Guarantee Fund for SMEs, aims to increase the chances of access to credit for businesses, without requiring the entrepreneur to provide real or personal guarantees. The loan conditions themselves are designed to encourage and support the company receiving it on a path of long-term growth.

Already in the previous months, at the end of May 2023, the relationship between Banca AideXa and Artigiancredito had further strengthened, following ACT's entry into AideXa's corporate governance.

We believe that investing in synergies like those between Banca AideXa and Artigiancredito can positively influence the economic well-being of the territories. By combining our innovative approach to the world of credit with ACT's professionalism and capacity for local networking, we believe we can make a difference for the country's SMEs and, consequently, for its economic fabric itself.