You can withdraw the deposited amount at any time.
Get an annual gross rate of 2% and be fully protected by the Interbank Deposit Protection Fund (FITD).
For all the details, refer to the information sheet in Transparency.
Want to be free and secure?
Your savings are protected by the Interbank Deposit Protection Fund. Fact sheet in Trasparency.
Want to add money over time?
After opening, you can deposit additional amounts whenever you want, respecting the maximum balance limits.
Need your savings?
No problem! With X Risparmio Libero, you can withdraw the deposited amount whenever you wish.
X Risparmio Libero allows you to keep the money close at hand. Simply withdraw to your linked main account.
Through your deposit, while you earn, we finance the projects of small to medium-sized Italian enterprises.
Do everything online.
No obligation to open a current account.
Your savings are 100% protected by the FITD.
You can open it in just a few steps.
Position yourself in a well-lit area and keep the valid documents and the items on this list within reach.
from your national health card.
ID card, passport and driving licence are accepted.
such as a computer, tablet or smartphone.
of the current account you will use to operate the deposit account, that is, for deposits and withdrawals.
What’s the difference between X Risparmio, X Risparmio Libero and X Risparmio Flexi?
X Risparmio is a fixed-term deposit account from which you can get the maximum return on the money you deposit, by tying it up for a predetermined period. In case of early withdrawal, accrued interest is not recognized.
X Risparmio Libero is a deposit account that gives you freedom in its management because you can add or withdraw money whenever you want, respecting the maximum and minimum balance.
X Risparmio Flexi is a deposit account with a withdrawal notice. It gives you the freedom to add sums whenever you want and withdraw them by giving a 32-day notice.
How can I best use the account?
X Conto allows you to generate an annual return, based on your average balance. Therefore, the more money you leave in the account, the higher the return.
I have already opened an X Risparmio deposit account. Can I also open X Risparmio Libero?
Sure! You can open X Risparmio Libero deposit account even if you already have one or more X Risparmio deposit accounts. Contrary of X Risparmio, you can subscribe to only one X Risparmio Libero deposit account.
You can choose the duration that suits you, from a minimum of 3 months up to 36 months.
