Our strengths?Applying for a loan is quick and easy

Our aim is to help companies access credit as easily and quickly as possible.

  • We're fast In 20 minutes we will tell you if you are financeable.
  • We're simpleIt's all online, you don't have to print anything.
  • We're reliableOur Trustpilot score is 3,7.

What do we offer?Here are our solutions

X GarantitoFrom 10,000 to 3 million euro to be repaid in 24 to 60 months

The loan is designed for corporations with at least 100,000 euro in turnover and protected up to 80% by the SME Guarantee Fund.

Scopri X Garantito

X Garantito MiniFrom 5,000 to 40,000 euro

The designed solution for small and medium-sized enterprises with at least 50,000 euro in turnover. Get your money in 15 days and pay it back in 12 or 24 months.

Discover X Garantito Mini

X InstantFrom 10,000 to 300.000 euro in few days

The designed solution for small and medium-sized enterprises with at least 100,000 euro in turnover and no guarantees required.

Discover X Instant

Any special requirements?Talk to our business bankers

We believe that a digital business only works if there are real people behind it.

Make an appointment

Don't have a business?For you, there's a deposit account

Helping Italian companies grow, while your savings grow too.

Discover X Risparmio

Our community?We work with many partners

In our opinion, the best way to get things done is to work together.

Discover our partnerships