Milan, July 2, 2024 – Banca AideXa, the fintech bank founded in 2020 specialized in facilitating credit access for micro and small enterprises, led by Roberto Nicastro, Chairman and Co-Founder, and Marzio Pividori, CEO, aims to achieve growth objectives by leveraging its resources. Giovanni Beninati, previously Chief Risk Officer and Co-Founder, has been promoted to Deputy General Manager alongside Walter Rizzi. AideXa also announces two new additions to its top management: Federica Pavesi as Chief Legal, Corporate Affairs, Collection & Privacy, and Niccolò Piccirilli as Chief Audit Executive.
Giovanni Beninati, with a degree in Political Economy from Bocconi University in Milan, began his career in Risk Management at Citibank, where he managed Credit and Collection strategies and led Analytics and Scoring structures. He continued at Barclays, initially overseeing the credit card portfolio, later extending his responsibilities to mortgages, loans, salary-backed loans, and SME products, managing credit strategies, analytics, models, and impairment. In 2014, he joined AmEx as Italy Country Credit Risk Officer for Consumer and Corporate segments. Since 2020, as Co-Founder of AideXa, he has served as Chief Risk Officer, contributing to the control framework. From July 2024, he will be Deputy General Manager and Chief Risk & Compliance Officer, coordinating the company’s control functions.
Federica Pavesi, holding a law degree with an economic focus from Bocconi University in Milan and admitted to the bar in 2011, has over 15 years of experience in regulatory and corporate governance. Her career began in regulatory, banking, and financial law departments of leading law firms such as Zitiello, Bonelli Erede, and Grimaldi, before moving in-house as Head of Legal, Compliance & AML at companies like Hedge Invest, Diners Club, and American Express. Federica also has extensive knowledge in economics and business, having earned a Master’s in Corporate Finance & Banking in 2013 and an MBA in 2022, both from SDA Bocconi.
Niccolò Piccirilli, with a degree in Economics and Finance from the University of Padua, has over ten years of experience in Internal Audit in the banking sector. He started his career at KPMG as a consultant for banks on credit risk management and measurement projects. He then progressed at Intesa Sanpaolo within the Chief Audit Officer structure, managing activities to evaluate the functionality of the bank’s internal control system with a focus on credit risk measurement models. At Illimity Bank, he led the audit team for credit processes and risk management, and advanced the function by adopting and implementing Data Analytics to support assurance and consulting activities.
2024 marks a significant growth year for Banca AideXa , building on the momentum from 2023, with increases in loan volumes, client numbers, and liquidity collection. This growth is reflected in a substantial revenue increase, with approximately 30 million euros in annual revenues expected for 2024, a 250% increase compared to 2023. The bank is also expanding its workforce, planning to add about twenty new team members throughout 2024.
Marzio Pividori, CEO of AideXa, stated: “From the beginning, Giovanni has been integral to the development of our project, and today we are proud to announce his promotion to Deputy Director of AideXa. We also welcome Federica and Niccolò, who have joined our team to lead two strategic units in our growth journey. With their solid backgrounds and expertise in the banking sector, we are confident they will significantly contribute to achieving our goals.”